631-833-0437
nick@bluesharkrealty.com

Business Financing Options

Explore various financing methods to fund your business acquisition. From SBA loans to seller financing, find the right option for your situation.

SBA Loans

Government-backed loans with favorable terms, lower down payments, and extended repayment periods.

  • Up to $5M funding
  • 10-25 year terms
  • 10-20% down payment
  • Competitive rates

Bank Loans

Traditional commercial loans from banks and credit unions with competitive rates.

  • Flexible amounts
  • 5-15 year terms
  • 20-30% down payment
  • Fixed or variable rates

Seller Financing

Seller acts as lender, allowing buyers to pay over time directly to the seller.

  • Flexible terms
  • Faster closing
  • Lower upfront costs
  • Negotiable rates

Asset-Based

Loans secured by business assets including inventory, equipment, and accounts receivable.

  • Quick approval
  • Asset-backed security
  • Flexible structures
  • Growth funding

Financing Comparison

Compare different financing options to find the best fit for your acquisition.

OptionTypical RateDown PaymentTermSpeed
SBA 7(a) Loan6-8%10-20%10-25 years60-90 days
Bank Loan7-12%20-30%5-15 years30-60 days
Seller Financing6-10%10-30%3-7 years14-30 days
Asset-Based8-15%Varies1-5 years7-21 days

Need Help With Financing?

Our team can connect you with trusted lenders and help you navigate the financing process.

Schedule a Consultation